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How to Make Money as an Instacart Shopper Advertiser disclosure You’re our number one priority. Every time. We believe that every person should be able to make financial decisions without hesitation. And while our site does not include every company or financial product available in the marketplace, we’re proud that the guidance we offer, the information we provide and the tools we develop are impartial, independent, straightforward — and free. How do we earn money? Our partners pay us. This could influence the types of products we review and write about (and where those products appear on the website) However, it does not affect our suggestions or recommendations which are based on many hours of study. Our partners cannot be paid to ensure positive reviews of their products or services. . How to Make Money as an Instacart Shopper Those looking for a side gig that offers lots of flexibility are in excellent choice using Instacart. Written by Kelsey Sheehy Senior Writer | Small business, personal finance Kelsey Sheehy is a senior writer and NerdWallet authority on small business. She joined NerdWallet in 2015 and spent six years as a personal finance writer and spokesperson before switching gears to cover the financial decisions and challenges faced by small-business owners. Kelsey’s articles have appeared in The New York Times, The Washington Post, Nasdaq and MarketWatch, among other publications. She writes a column on the millennial generation and money in The Associated Press along with a handful of other writers from NerdWallet. Kelsey has appeared in the «Today» show, NBC News and ABC’s «World News Tonight» and has been quoted by the Los Angeles Times, CNBC, American Banker, NPR and Vice as well as other publications. Before being a part of NerdWallet, Kelsey covered college (and how to finance the cost) in U.S. News & World Report. She is located at Washington, D.C. and Tommy Tindall Lead Writer | Saving money, consumer debt, in the gig economy Tommy Tindall is a personal finance journalist and joined NerdWallet in 2021. He covers consumer debt as well as efficient ways to save money , as well as the gig economy. Prior to joining NerdWallet, he worked on the marketing and communications team at Fannie Mae. In the present, Tommy strives to make the topic of money approachable to everyone. His writing has been featured within The Washington Post, The Associated Press as well as on MarketWatch. Tommy is based in Bel Air, Maryland. Jan 31, 2023 Edited By Courtney Neidel Assigning Editor | Personal financial, budgeting, and buying Courtney Neidel is an assigning editor for the core personal finance department at NerdWallet. She was hired by NerdWallet in 2014 and has spent an entire six-year period writing articles about shopping, budgeting and money-saving strategies before being elevated to the position of editor. Courtney has been featured as a retailer expert by «Good Morning America,»» Cheddar, and CBSN. Her previous work experience includes freelance writing in California newspapers. Email:

The majority or all of the products we feature are from our partners, who pay us. This influences which products we write about and where and how the product appears on a page. But, it doesn’t affect our opinions. Our opinions are entirely our own. Here’s a list and . Instacart customers can shop for groceries from local stores the company has partnered with, and then shipping the groceries to homes of customers. The demand for Instacart shoppers skyrocketed as people stayed home during the outbreak. In the years that followed the delivery of groceries online remains a rapidly growing business offering a variety of opportunities to those who are looking for extra work. Here’s what you need to learn to become an Instacart customer and what you can anticipate. What exactly is Instacart? Instacart is a delivery service for groceries service that collaborates with local shops to deliver goods to the homes of customers. The service is based on independent contractors and part-time workers to fulfill and transport orders. Its hours can be flexible and orders are processed through the Instacart Shopper app. The most important details, such as job responsibilities and the way you earn money, will depend on whether you’re an in-store or full-service shopper. Full-service Instacart shopper: Are independent contractors. Are able to shop and deliver groceries. Can work whenever they want. They can earn tips on top of pay. It is available everywhere Instacart operates. In-store shoppers: Are part-time employee of Instacart. Do in-store shopping only (no delivery, so a car isn’t required). The work schedule can be as long as 30 hours per week. Available in many regions (but not all) to accommodate the increasing demand. For full-service shoppers, Instacart is like for food (and grocery items don’t talk). The Shopper app allows you to set your availability to take orders, keep track of earnings , and connect with customers and Instacart’s help team should you have any issues. What are the places you can be employed by Instacart? Instacart is present in cities all over the globe, with a presence that spans thousands of communities large and small. To see whether there are in-store or full-service shopper openings in your area Download the Shopper app and enter your ZIP code. How much do Instacart shoppers make? How much you earn is determined by the work you put in. In-store customers earn a fixed hourly wage , which varies based on the location. The pay of full-service shoppers is contingent on the order. Instacart provides estimates of earnings on every order. It ensures that customers get at least $5 for each delivery-only delivery batch and $7 to $10 for every complete-service (shop as well as deliver) batch. «Batch» is Instacart’s term for a work unit which can comprise several orders. If you’re a full-service customer the pay you receive per batch of orders depends on «the quantity of items, type of items as well as the distance to drive and the effort required to shop and delivering,» as per Instacart. Earning potential is usually higher when customer demand spikes and working on Sundays or when there are major events like the Super Bowl, can mean more money. You can earn tips in addition to batch payments as an all-inclusive customer. >> MORE: Track all the money you make Discover the insides and outs of your cards, cash and banks at a glance. What do you need to know to fulfill in order to join Instacart You must meet a handful of essential requirements to meet in order to earn money through Instacart you must be at minimum 18 years old. If you plan to serve alcohol, which can cause higher rates of tips, you have to be 21 or older in some states. Be able to lift 30-plus pounds. The website says «up up to 40lbs» without accommodations. Use a smartphone. Your smartphone is required to be either one that is an iPhone (with iOS 14 or later) or Android (5.0 or later). Pass a background check. Instacart states that most customers have cleared in 10 business days, however this varies by location. Do you have a bank account. Direct deposit is the method used to pay your check and you’ll need an account at a bank to deposit your earnings. Full-service customers also need the following: A valid driver’s license and access to a vehicle. Additionally, you’ll must . A set of baggies that are insulated. You’ll need insulated bags , or hard coolers to keep food chilled (or warm) during your travels. Instacart offers preapproved bags from Bamko the preferred vendor, using its Shopper app. How do I sign up for Instacart Starting with Instacart is simple to download the Shopper app. You’ll provide basic information, like your name and address and grant the company permission to perform the background verification. Participate in an in-person orientation (in-store shoppers only). Select a session from the app. This is part of the onboarding process for an in-store shopper. You must fill out the form. If you’re a full-service customer, you’ll be required to sign a contract agreement and W-9 tax form. As an in-store shopper, you’ll become an Instacart employee, and sign an offer letter and the tax forms W-4. Register your Instacart payment card. Instacart gives you the option of preloading your payment card so that you can pay for customer purchases. Customers who are new to the service can expect to get their card in 5 to 7 business days. Start taking Instacart jobs . You’ll be assigned shifts every week based on personal ability as an In-Store shopper and will be expected to work for up to 29 hours a week. As a full-service shopper you are free to create the schedule you want. Find orders available for grabs in the app, or program your app to alert you when an order becomes available in your area. Things like your average star rating from customers and delivery times can affect what orders you view. You can examine the information such as store’s address, number of items and estimated payment and decide to accept the purchase. In either case you’ll have to keep track of your progress as you shop, noting any adjustments or refunds using the shopper application so customers can track their purchases. When your cart is complete, check out with the preloaded card that is provided by Instacart. If you’re a full-service customer and you’re a full-service shopper, you’ll be delivering to the person’s residence. What happens when Instacart customers receive their money? Instacart sends out paychecks every week via direct deposits. Instant cashout is an option you can use as a full-service customer, which gives you instant paydays, as it’s at least $5 of earnings. Important note for those who shop full-service: Since you’re acting as an independent contractor, Instacart will not withhold tax which is a decision you’ll have to pay taxes . About the authors: Kelsey Sheehy is a personal finance writer at NerdWallet. Her work has been published on The New York Times, USA Today, CBS News and The Associated Press. Tommy Tindall is a personal financial writer for NerdWallet. He writes about smart spending and strategies for planning an enlightened financial future. Similar to… You can even go deeper into Personal Finance Make all the right money moves

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