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Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial decisions by offering interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct your own research and evaluate information at no cost to help you make sound financial decisions. Bankrate has partnerships with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Profit The deals that are advertised on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including such things as the order in which they may appear within the listing categories in the event that they are not permitted by law for our mortgage or home equity, and also other home lending products. This compensation, however, does have no impact on the content we publish or the reviews appear on this website. We do not cover the vast array of companies or financial offers that may be open to you. AleksandarNakic/Getty Images

4 min read Published 20th April, 2022

Kellye Guinan Kellye Guinan Written by personal and business finance contributor Kellye Guinan is an editor and writer on a freelance basis with over five years of experience in personal finance. She is also an employee full-time at her local library where she assists people in her community gain access to information on financial literacy, among other topics. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are committed to helping readers gain the confidence to take control of their finances through providing clear, well-researched information that breaks down complicated topics into bite-sized pieces. The Bankrate promise

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You have money questions. Bankrate can help. Our experts have been helping you master your finances for more than four decades. We continually strive to provide consumers with the expert advice and tools required to succeed throughout life’s financial journey. Bankrate follows a strict standard of conduct, which means that you can trust that our content is truthful and precise. Our award-winning editors, reporters and editors provide honest and trustworthy information to assist you in making the best financial decisions. Our content produced by our editorial team is factual, objective and is not influenced through our sponsors. We’re transparent about how we are capable of bringing high-quality content, competitive rates and useful tools to you , by describing how we earn money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We receive compensation for placement of sponsored products and, services, or through you clicking certain hyperlinks on our website. Therefore, this compensation may influence the manner, place and in what order products appear within listing categories, except where the law prohibits it for our mortgage or home equity products, as well as other home loan products. Other factors, like our own rules for our website and whether a product is available in your area or at your self-selected credit score range could also affect the way and place products are listed on this website. While we strive to provide the most diverse selection of products, Bankrate does not include details about every credit or financial products or services. Trucks can be a bit complicated. There are so many configurations, and the size and strength you need depends on how you intend to utilize your truck. Learn about the typical features such as powertrain, axles, cab size and towing capacity before . Selecting a pickup will require a lot of research, but preparation will lead to an informed decision that is compatible with your lifestyle and financial needs. How much horsepower do you need? A truck that has more horsepower, towing capacity , and torque will cost you more. The price isn’t the only factor, of course, but you should be aware of whether you truly require a high level of power prior to spending thousands of dollars to purchase it. A diesel engine is a great option, and offers greater power will also cost you a lot. A V6 or V8 engine is more popular and provide greater power, however there are four-cylinder engines that can be used for smaller weights. If you’re looking to haul a lot to buy groceries, think about smaller models that has an auto gas engine that is fuel efficient and has high efficiency. The less power you use will be more beneficial for you and your budget. What is the amount you’re hauling? A midsize truck is your best option if you don’t intend to haul trailers or large boats. They’re less expensive and boast better driving quality than their full-size counterparts. Midsize trucks can handle lighter loads and are not suited for towing. Due to their smaller weight they also cost lesser for gas. This means that if you’ve an item to haul, go for a full-size truck. There are light-duty and heavy-duty alternatives for nearly every model that is full-size. Naturally, trucks meant for light-duty use will haul less — but again they are more fuel efficiency because of their smaller weights. Keep in mind that towing capacities and the payload capability are different. Towing is the amount your truck can haul behind it. Payload is how much it can carry in its bed. Even if you’re not planning to mount a strong-duty horse trailer to the rear of your truck, be sure that its payload is sufficient for the requirements of your. Do you require two- or four-wheel drive? A vehicle with two wheels will be less expensive and offer . You can choose either rear or front-wheel drive. Whichever one you pick is best to be used on roads. A truck with four-wheel drive is more suited to going off road and icy or slippery conditions, like on a boat launch. You get better traction, but your truck will not be as efficient in fuel. What kind of is the space you’ll need in your cab? Cab space is probably one of the primary aspects for truck drivers who are not experienced. In the majority of cases the time, a cab with a crew will make the most sense even if it does cost more. Single Cab is the classic two-door look. They typically only seat three people, however they often have larger beds. Extended Extended cabs are essentially an cab and a half. They have two doors and limited leg room in the back seat, but it’s a good compromise between the two cab alternatives. Crew The crew cab is the one with four doors that resembles a sedan or SUV. The size of a crew cabin varies depending on the model and trim, but they are the best option if you have passengers in the back seat on a regular basis. Options for fuel You’re not restricted to diesel or gas. Companies such as Ford have pledged to offer additional options in the near future. However, these aren’t new choices and may restrict your towing or payload capacity. Between diesel and gasoline, diesel engines are a little more efficient in terms of fuel consumption. They also have more power for working trucks. However, they’re more expensive to buy and to fuel. For people who don’t drive often the gas engine might be best. They are more versatile and lower cost than electric or diesel engines. They are more likely to be found on them on the. Short or long bed? It is likely that the longer your bed, the smaller your cabin. If a crew cab is required, you will likely end up with a shorter bed. If you require a larger bed, you might have to settle for a single or extended cabin. What you need to consider is how often you will put things into the bed. If the truck you have is mostly for looks -it’s fine with this — a narrower bed will be easier to move around and park. It will likely also be plenty of space when you do need to haul something larger. New or used? Newer trucks give you the possibility of being particular about the entirety of your vehicle as well as the exterior. It’s definitely a big investmentnew vehicles can be expensive however, if you have a trim, technology or other features in mind, new is the way to go. On the other hand, a used vehicle is a cheaper option. You may not be able to purchase the exact vehicle that you desire, but you will get rid of the cost of depreciation. If you’re looking for something that is functional There are many older models on the market which are inexpensive and durable. It depends entirely on your priorities and finances. A new truck will be expensive but could be more efficient in fuel usage or have more technology. An older model truck might be less efficient in fuel however, the lower cost could mean it is cheaper to drive. Manual or automated? It’s an individual choice. There’s no huge difference as far as price between the two, although some trucks may come standard with either one or the other. For urban or suburban drivers, automatic is the most comfortable to drive. If you want more control when off-roading, a manual transmission might suit you better. The next step is to have looked at the main advantages of owning a vehicle, look into the the actual models and models. This will give you a clear idea of the price range you’ll be contemplating. And when you know this, you’ll be able to take a taxi with a fair interest rate.

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Written by Personal and business finance Contributor Kellye Guinan is a freelance editor and writer who has more than 5 years experience working in the field of personal financial. She’s also employed full-time at the local library where she assists the community gain access to information on financial literacy, among other subjects. The article was edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are committed to helping readers gain confidence to control their finances through providing precise, well-studied information that breaks down complicated topics into digestible pieces.

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