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Get an inspection before buying a used car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make smarter financial decisions by providing you with interactive tools and financial calculators as well as publishing original and impartial content, by enabling users to conduct research and compare information for free — so that you can make sound financial decisions. Bankrate has partnerships with issuers including, but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make money The products that appear on this website come from companies that pay us. This compensation may impact how and where products appear on the site, such as for instance, the order in which they may appear within the listing categories, except where prohibited by law for our loans, mortgages, and other products for home loans. This compensation, however, does affect the content we publish or the reviews that you see on this site. We do not include the vast array of companies or financial offers that may be open to you. SHARE: sinology/Getty Images

3 minutes read. Published May 12 2022

Writer: Kellye Guinan. Written personal and business finance contributor Kellye Guinan is a freelance editor and journalist with more than five years’ experience in personal financial planning. She also is a full-time worker at her local library, where she assists the community to access information about financial literacy, in addition to other topics. Written by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain confidence to manage their finances by providing precise, well-studied information that breaks down otherwise complex subjects into digestible pieces. The Bankrate guarantee

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Therefore, this compensation may affect the way, location and in what order items are listed and categories, unless it is prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own rules for our website and whether a product is available within your area or at your self-selected credit score range can also impact the way and place products are listed on this site. We strive to offer the most diverse selection of products, Bankrate does not include information about every credit or financial item or product. Vehicle history reports are a useful guide when researching used cars, but when you’re , it is essential to conduct an inspection. Work with a third-party mechanic — someone not connected to the seller to get an idea of the areas that could be problematic. Reputable dealers should allow this as part of the buying procedure, and you might be able to arrange an inspection via mobile if the private seller isn’t willing to travel to an unknown mechanic. Most importantly, make sure the mechanic you choose is licensed and trustworthy so that you’re not signing on for repairs in the future. Why getting an inspection is key to the buying a used car process A pre-purchase inspection will give you an idea of the mechanical and cosmetic condition of the vehicle. Not only will this help highlight potential issues and issues, but it can also give you the ability to cancel a purchase if the used vehicle isn’t up to your standards. When you schedule an inspection, request an explanation of exactly the scope of the inspection as well as what the mechanic will be seeking. The mechanic should provide you with a comprehensive checklist, which includes examining the interior and exterior for damage and wear. The mechanic will also inspect the functioning of all the car’s features and all fluid levels. Find an experienced mechanic who will be able to assess the steering, engine suspension, frame, and suspension as well as signs of prior incidents or water damage. You should also employ an instrument to read codes for any errors that could indicate a problem. If they spot any, they can request an invoice for the appropriate repair. If you’ve got a written report, you’ll be able to negotiate to negotiate a better deal or find a different vehicle. It may be more time-intensive, but it could save you thousands of dollars in repair bills if you can spot a problem before it becomes an issue. When to get the used car checked? avoid an inspection that is official until you are sure about the . This means negotiating the price as well as driving the vehicle and doing your own inspection first. If you’re sure that this is the car that you are looking for, set up an auto mechanic on the move to visit you or work with the seller in order to bring the vehicle to a reputable shop. A pre-purchase inspection should be the final step in completing the deal. After all, you don’t want to spend money for a car that you will not purchase. What an inspection costs A check-up can cost anything from $100 to $150, based on . But the actual cost will differ based on the expertise the mechanic has, age of the vehicle and known problems. Your mechanic should be able provide you with a price before you bring the car to. Like taxes and fees, don’t wrap this expense into your loan. Plan for a used car inspection separately — and do not schedule it until you have narrowed down your selection to a single vehicle that’s in good condition. There is always a chance you’ll never want to buy the vehicle but delaying the inspection until late-game negotiation can help you avoid wasting money. Where to inspect a car that is used In the ideal scenario, an inspection must be conducted by a mechanic with whom you already have a working relationship with. Most garages and auto repairs will conduct inspections on cars that are used. But if your mechanic doesn’t provide a recommendation, you can ask one that does. If you don’t already have a reliable mechanic Look for local mechanics who are not affiliated with dealerships who have positive customer reviews. Reviews can be found on the shop’s Better Business Bureau page. Members of the American Automobile Association (AAA) can search for a certified garage, or go to a recommended mechanic by your insurance company. The mechanic you choose to hire must be certified by the National Institute for Automotive Service Excellence (ASE). A different option would be to work with an international company that is specialized in inspections of used cars like Alliance Inspection Management, Carchex and Inspect My Ride. Request a mobile inspection. Inspections usually take place in a garage or shop, but there mechanics that provide mobile inspections. This is a good option for you if you’re working with a private dealer or dealer who isn’t able to allow an extensive test ride. But, this option could cost more than taking the car to a shop. You’ll pay for the convenience and it’ll probably take a few hours for the mechanic to thoroughly inspect the vehicle. Used car buying online and inspections Online used car sellers like Carvana and Vroom offer a week in which you are able to try the car out before concluding the purchase. This gives you the opportunity to take it to your mechanic and have it examined. Because most sellers on the internet don’t permit negotiation of prices, any mechanical problems found could be enough to return the vehicle. If you’re buying a car that is not seen online, make it clear that you’d like it to be checked by a mechanic prior to buying. The seller might not agree with this — but that’s fine. There are many vehicles available, and you should continue to search instead of purchasing a car that has not been inspected. The next step is to make sure that no matter what type of inspection and inspection service you choose, make sure you receive a written report and photos of any areas of concern. This information will help in negotiations to purchase a pre-owned car should you decide to move ahead with the purchase. Learn more

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Written by Business and personal Finance writer Kellye Guinan is a freelance editor and writer with over five years of experience in personal financial. She is also employed full-time at the local library, helping people in her community get information on financial literacy, in addition to other subjects. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are dedicated to helping readers gain the confidence to control their finances by providing clear, well-researched information that breaks down complicated topics into manageable bites.

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