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Can you buy a car without having a license? Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make better financial choices by offering interactive financial calculators and tools that provide objective and original content. We also allow you to conduct research and compare information for free and help you make financial decisions with confidence. Bankrate has agreements with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are advertised on this site come from companies who pay us. This compensation could affect how and where products appear on the site, such as, for example, the order in which they may appear within the listing categories and other categories, unless prohibited by law for our mortgage or home equity products, as well as other home lending products. However, this compensation will have no impact on the content we publish or the reviews appear on this website. We do not include the vast array of companies or financial offers that may be available to you. 4 min read Published November 21, 2022

Written by Emma Woodward Written by Contributing writer Emma Woodward is a former contributor to Bankrate and freelance writer who loves writing articles that help to simplify personal finance topics. Emma has contributed to various companies and publications like Finch, Toast, JBD Clothiers and The Financial Diet. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are dedicated to helping readers gain confidence to manage their finances through providing concise, well-studied information that breaks down otherwise complex topics into manageable bites. The Bankrate guarantee

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Therefore, this compensation may affect the way, location and in what order products are displayed within the categories of listing in the event that they are not permitted by law. We also offer mortgage home equity, mortgage and other products for home loans. Other elements, such as our own proprietary website rules and whether a product is offered in your region or within your personal credit score could also affect the way and place products are listed on this website. While we strive to provide an array of offers, Bankrate does not include details about each credit or financial item or product. There are numerous reasons why you might want to purchase a car even if you don’t have a license. But is it possible? You might be able to purchase a vehicle without a license, however the regulations differ in every state. To make the purchase, you’ll likely need follow different procedures that the average buyer. There are many reasons that buying a car without a permit might be an appropriate choice. Here are a few of the most common reasons for this type of vehicle purchase: You’ll eventually obtain your license. The car is needed for work purposes, and you will have someone who will drive it. You’ll hire an experienced driver to drive you around. It’s a gift to someone with an license. There are some restrictions when purchasing a car without a driver’s license Although it’s generally possible to purchase a car without an driver’s license, you may be subject to certain restrictions. Each state has its own rules and laws and regulations, so make sure you focus your search on the state that you’ll be buying and registering your vehicle in. There are some states that require a license to register the vehicle. And even if the state allows the purchase of a car, you may face limitations. It is more work to get the car registered When you buy an automobile — or both or not, you must get the vehicle registered and it transferred in your name to the owner. This is more challenging if you do not have a license. To begin, the process of the registration of a vehicle requires some sort of identity. A license is usually used for this purpose, however, in the event that you don’t possess an ID card, you’ll need to present a different form of identification. You also might be . Certain states might also require a different registration procedure for owners of vehicles who don’t have a license. You might have to visit the registration center in person to complete the registration process. Insurance is more expensive In order to drive your vehicle you need to have car insurance. It can be even more difficult if you don’t have an official license. Some car insurance companies may not allow you to obtain insurance through them if you do not possess a driver’s licence. If you locate an insurance provider that allows , they will likely ask for the details of the primary driver. If this person has a less than favorable track record, their insurance rates could be higher than the average. It could be more difficult Having a driver’s license isn’t technically mandatory to . But, it is generally some type of photo identification. If you don’t possess a driver’s license, you will need to present another form of government-issued ID in order to be eligible for loans. 4 steps to buy an automobile without a license The process of without a license is very similar to what is if you already possess a license. Be sure to know the requirements for your state. 1. Select the method you want to purchase. There are many ways to buy a vehicle. You can buy a brand new car from a dealership. Also, you can . A used car can be purchased by an individual, or through an used car dealer. Choose the type of car you want to purchase and the location you’ll explore options. 2. Determine how you will be able to pay for it. If you do , you can either pay for the vehicle in cash or finance it with an auto loan. A car loan lets you spread the cost of the vehicle over time and gives you the option to purchase a car you do not have the total amount of cash available currently. But, taking out a loan means that you’ll also be responsible for the cost of interest and loan fees in addition to the cost of the car. If you purchase the car in cash you may not be in a position to pay for all the same options. However, there won’t be additional finance charges to pay and you won’t need to think about loan payments in the near future. 3. Find a car Once you know your budget and the location you wish to find vehicles that you can find an automobile. There are many vehicles for sale by people on websites like Craigslist or Facebook Marketplace. If you want to for either a used or a new car, look for dealers in your area who sell the type of car you want. It may be best to visit multiple dealers to determine the most affordable price. 4. Transfer the title Once you find your car, you will need to transfer the title to your name. If you purchase from dealers, they will usually handle this process. If you buy through an individual you’ll both need to visit the registration office to transfer the title. Be aware that the requirements for a title purchasing a car that does not have licenses differ for each state. Strategies to avoid purchasing an automobile without a license Not sure you want to handle the stress of buying an automobile without a license? There are several other alternatives to consider: Get your license. This will eliminate any obstacles that you could face when buying a car without a license. Utilize public transportation. Instead of buying a car take advantage of the local public transit to travel around. Utilize a ridesharing service. Services such as Uber or Lyft will help you get around. These can be costly If you frequently use them, but if you only need transportation every once in a while this could be a viable option. Walk or bike. Great for your wallet and your health, taking a walk or using your bike to commute is an option if you don’t need to travel far. The bottom line is it’s possible to purchase a vehicle without a license, but you must be aware of the laws in your state. Know your requirements and study your choices. Being aware of all choices will help you choose the best way to proceed. Find out more

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Written by a contributing writer Emma Woodward is a former contributor to Bankrate and a freelance writer who is passionate about writing to demystify personal finance issues. Emma has contributed to companies and publications like Finch, Toast, JBD Clothiers and The Financial Diet. Written by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain the confidence to control their finances with clear, well-researched information that breaks down otherwise complex subjects into digestible chunks.

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