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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive financial calculators and tools that provide objective and unique content, by enabling users to conduct research and compare information for free and help you make sound financial decisions. Bankrate has partnerships with issuers such as, but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The products that appear on this site are from companies who pay us. This compensation could affect how and where products appear on this site, including, for example, the sequence in which they appear within the listing categories and other categories, unless prohibited by law. Our mortgage or home equity, and also other home lending products. But this compensation does affect the content we publish or the reviews you read on this site. We do not cover the universe of companies or financial deals that could be available to you.

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4 min read Published November 28, 2022

The story was written by David McMillin. Written by a contributing writer

David McMillin is a contributing writer for Bankrate and writes about topics such credit cards, mortgages banks, taxation, and travel. David’s aim is to help readers understand how to save money and worry less.

The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been writing and editing for Bankrate since the end of 2021. They are dedicated to helping their readers feel confident to manage their finances with concise, well-studied and well-researched content that break down complex subjects into digestible chunks.

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The process of buying a car can be a daunting procedure, especially if you don’t want to negotiate for a better price or extra amenities. The study found that over 50% of people are uncomfortable when visiting a car dealership. Instead of facing that anxiety and stress, you can take advantage of the convenience of not having to bargain when buying. 5 ways to buy a car with no haggling have plenty of choices for purchasing a car that isn’t haggling. Keep in mind that if the impression that you’re getting a fair price, you can simply skip haggling and accept the offer of the seller. 1. Buy it on the internet If you don’t want to speak with a person while buying a new vehicle Online sellers have they got you covered. Look for a no-hassle buying sitelike , or use a . These sites operate on a what-you-see-is-what-you’ll-pay model. You can also obtain an estimate for your trade-in without speaking to anyone. In addition, if you come across a car you love, someone will likely deliver it to your house. If you do, make sure to read the terms. Because you’re not taking an uninitiated test drive, you need to understand your if you have regrets. There are some potential drawbacks. are many perks to the purchase, you must remember the fact that it’s a significant purchase that you’re making without seeing. You’ll also want to be aware of extra charges that are charged when you purchase this way, including a delivery or destination fee to transport the vehicle to you. 2. Find a dealership that is not a bargaining place. While you might think of all car dealerships as the usual back-and-forth negotiation Certain dealers only provide no-haggle pricing. Enterprise, for example sells used cars have an exclusive pricing system that does not require any negotiation. AutoNation is a retailer with more than 300 stores across 18 states — is an option when you’re purchasing a used car. It is a fixed-price, no-haggle pricing model. It will remain in the market at these lots, so familiarize yourself with the things you are able to and can’t do without. Potential drawbacks: You may still be paying more than sticker price for one of these lots, especially after fees are added in. Although there are some fees , you’re stuck with them if you do not negotiate. 3. Join a club There are options where you can receive a discount without having to ask for it. If you’re an active member of AAA the club’s Auto Buying service is a member-only service. Costco also has prearranged pricing for AAA members. The discount can be seen onlineand sometimes special offers that are limited in time can assist you in saving money without having to bargain with anyone. Other membership options that can aid in the purchase of a vehicle as well as taking care of other financial needs. Credit unions like and offer the option of car buying with bonus cash incentives for members as well as upfront, no-haggle pricing. The drawbacks could be: If you purchase through a club you must be sure that the price offered is competitive. «Exclusive» deals might be worth the time, so make sure you compare prior to committing to the club just in one instance. 4. A car broker can be hired as another option to avoid haggling when purchasing a car: Let them negotiate for you. Car brokers, also known as car concierges, are firms which search and negotiating for you. They will give you your budget and let them know what you’re looking for , and they’ll come back with options. They may also help negotiate an offer for your current vehicle. The broker fees to use their services, but this expense, which is probably a few hundred bucks -could pay for itself by saving time and money. Potential drawbacks: Simply put, a car broker is not you — so you will need to communicate your expectations in a manner that is clear. When they conclude a deal for you, you will likely be bound by the terms and price they’ve agreed on. 5. Use a car auction site Auction sites such as eBay Motors enable you to bidding on cars and try to secure the lowest price, without having to negotiate to the vendor. Auctions cover everything from vintage vehicles to the latest models. Even though you may have to travel to pick up the car, this could be a great way to get a car without negotiating. Auction sites offer cars that typically recycled, salvaged, or repossessed. Dealers might purchase them in groups rather than in individual pieces. Some auction sites may permit bidding entirely if you decide with the «buy it today» price or similar price. There are some drawbacks to this: It could be difficult to get financing for a car you’re buying through auctions and you’ll likely have to fund your purchase upfront. Keep in mind you’ll probably need to pick up your auction winnings from the seller or discuss shipping or delivery. Arguments against negotiations: Why should you miss the opportunity saving some money? Well, the adage «time can be money» is true. You might have to bargain for hours to get a better price, however, you will only get discounts of just only a few hundred dollars. The market for used vehicles remains competitive, with a continuing computer chip shortage, which is exacerbated by rising costs for raw materials as well as the conditions in Ukraine. «It’s an extremely challenging time,» says Matt Degen the editor at Kelley Blue Book. «Don’t expect to be able to make much space for negotiation at this point.. More than ever, consumers are paying the full price. Don’t expect screaming deals in the near future.» The bottom line The traditional route to buying a vehicle can come with the anxiety and stress of dealing with a pushy sales rep, but it doesn’t have to be this way. There are many options to cut out all that haggling and remove the hurdles between you and the steering wheel. While you don’t wish to shop around or bargain for the most affordable price for a car, there is one area where you should look at different options: the loan to help you get the keys. Browse from lenders and banks in order to get a competitive financing offer.

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Written by a contributing writer

David McMillin is a contributing writer for Bankrate and covers topics like credit cards, mortgages, banking, taxes and travel. David’s goal is to help readers figure out how to save money and also stress less.

Editor: Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to take control of their finances by providing concise, well-researched, and clear information that breaks down otherwise complicated topics into bite-sized pieces.

Auto loans editor

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